Monument Bank, a Bank of England-regulated institution serving the UK’s mass-affluent market, has announced plans to tokenise up to £250 million in retail customer deposits on Cardano’s privacy-focused Midnight network, making it the first UK-regulated bank to bring retail deposits onto a public blockchain.

The UK Jurisdiction Taskforce has published its Report on Control of Digital Assets, and while it may not attract mainstream attention, it represents a meaningful step forward in how digital assets are understood within English law.

Creating the token is the easy part. Getting it into investors’ hands is where the regulation lives. If you are a founder exploring tokenisation, one of the first questions you will ask is whether you are allowed to do it. The short answer is yes. But the fuller answer depends on what exactly you mean by “do it.” Tokenising your own equity, creating a digital token that represents shares in your company, is not, in itself, a heavily regulated act. It is broadly comparable to

At the Tokenisation Summit back in January 2026, Sasha Mills of the Bank of England outlined a clear priority for the coming year: building the foundations for the next generation of digital financial infrastructure. Her speech focused on three areas that will shape the UK’s approach to digital markets: regulated stablecoins tokenised collateral expansion of the Digital Securities Sandbox

At the Tokenisation Summit back in January 2026, Sasha Mills of the Bank of England outlined a clear priority for the coming year: building the foundations for the next generation of digital financial infrastructure. Her speech focused on three areas that will shape the UK’s approach to digital markets: regulated stablecoins tokenised collateral expansion of the Digital Securities Sandbox

Tokenisation is increasingly being discussed as a new way for startups to raise capital. By representing ownership rights digitally on blockchain infrastructure, investments could potentially become easier to manage, faster to settle and more accessible to a wider pool of investors. In our experience, for many founders however, the first questions are not technical. They are practical.

A clear guide to Understanding European Equity Token Rules at a time equity tokens are transforming how startups raise capital and how investors participate in ownership. Before diving into this world, it’s crucial to understand the European equity token rules that govern these digital assets. These rules ensure transparency, protect investors, and create a fair market environment.

Tokenisation is reshaping the financial landscape, particularly within the UK fintech sector. As digital assets and blockchain technology mature, the ability to represent ownership rights and financial instruments as tokens is unlocking new opportunities for startups and investors alike. This article explores the key trends in fintech tokenisation UK, offering a grounded perspective on how this innovation is evolving and what it means for the future of finance.