Monument Bank, a Bank of England-regulated institution serving the UK’s mass-affluent market, has announced plans to tokenise up to £250 million in retail customer deposits on Cardano’s privacy-focused Midnight network, making it the first UK-regulated bank to bring retail deposits onto a public blockchain.

For decades, early stage investing has operated within a relatively closed system. Founders raise capital from angel investors, venture funds or family offices. Shares are issued, the cap table grows, and investors typically wait years for a liquidity event such as the next raise, an acquisition or public listing. This model has produced remarkable companies and enormous value creation. Yet it also has well understood limitations. Access to early stage investment opportuni

The concept of tokenising startup equity can sound abstract. Yet at its core, the idea is relatively straightforward. London Private Markets A tokenised investment structure does not replace traditional legal ownership. Instead, it introduces a digital layer that represents ownership rights while existing corporate and regulatory frameworks remain in place. To understand how this might work in practice, it is helpful to imagine a typical early stage investment scen

Major banks, asset managers and market infrastructure providers are increasingly exploring tokenisation as a way to modernise how financial assets are issued, traded and settled. For institutions responsible for managing trillions in global capital, the attraction is not ideological. It is operational. For the UK, the stakes are particularly high. The country is the second-largest asset management centre in the world, holding 12% of global assets under management. The UK i